One money move.
Every day.
Pearl reads your accounts and sends one move a day — save, pay down debt, or invest. That's it.
$340/mo
sitting idle.
That's $4,080 a year. Invested at 8%, $200K in 20 years.
If your income stopped today, you have 19 days.120 days
with Pearl.
Your real cushion — not the bank's headline number. Pearl checks it every morning, then maps the path to 4 months safe.
$12 on Mar 22.
$1,640 with Pearl.
Two bills land the same day. Pearl spots it 9 days early and reroutes $480 from your Apr 5 spend. No surprises. No overdraft.
Your goals.
Your meaning of free.
A house. A sabbatical. Never worrying again. Tell Pearl what you want — in your own words. Pearl back-solves the path.
Like it. Dislike it.
Pearl gets smarter.
Every daily move has a thumbs up / down. Pearl tunes to your real life — not a template, not an average. Better every week, sharper every quarter.
Bank-level encryption.
256-bit, always on. Every account, every balance — encrypted at rest, in flight, end to end. Even our own engineers can't read it.
Even we can't see who you are.
Pearl runs on anonymized data — tied to a random ID we can't reverse. No name. No DOB. No SSN. Ever.
Your data is
never for sale.
No advertisers. No data brokers. No third parties. One tap to delete — and it's gone, for real. You're our customer, not our product.
I checked my bank five times a day. Now I open Pearl once. Two months in, I've paid off $1,800.
Founders pricing.
While it lasts.
Locked for the life of your subscription.
Founders pricing locks for the life of your subscription.
No card charged during the 7-day trial. Cancel anytime in-app.
Feel good about your money again.
Five minutes to set up. Better sleep tonight.
Important Disclosures
Waitlist & Pre-Launch Status
Pearl is currently in waitlist phase. No financial services, automated investing, money transfers, or account management features are currently active. By joining our waitlist, you are expressing interest in being notified when our AI-powered wealth management services become available. All features, pricing, and capabilities described on this website represent planned functionality and may change before launch.
Not Financial Advice
The information on this website is provided for general informational and educational purposes only. Pearl Tech Inc. does not provide and this website does not constitute financial, investment, legal, tax, or other professional advice. Pearl Tech Inc. is not currently registered as an investment adviser with the SEC or any state securities authority. Nothing on this website should be construed as a recommendation or solicitation to buy, sell, or hold any investment or security.
AI Technology Limitations
Pearl's planned AI-powered wealth management features will use artificial intelligence and machine learning to analyze your finances and automate certain decisions through your own connected accounts. AI systems have inherent limitations: they are trained on historical data that may not predict future conditions, they can make errors, and they cannot account for all personal circumstances. AI-generated recommendations and automated actions should not be solely relied upon for financial decisions.
Investment Risks
All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. The value of investments can go down as well as up. You should only invest money you can afford to lose. Any projections, forecasts, or hypothetical illustrations shown are for informational purposes only and do not represent actual investment performance or guaranteed outcomes.
No Guarantees
Pearl Tech Inc. makes no guarantees regarding investment returns, wealth accumulation, or any specific financial outcomes. Automated wealth management does not eliminate investment risk. Market conditions, economic factors, and individual circumstances can all impact financial results in unpredictable ways.
Your Responsibility
You are solely responsible for your own financial decisions. Before making any investment or financial decision, you should consult with qualified financial advisors, tax professionals, and legal counsel who can consider your specific circumstances. Pearl's services, when available, will provide tools and automation but will not replace professional financial advice.
Your Financial Data Stays Private
We do NOT sell or share your financial data. Your account information, transactions, and financial details are never sold to third parties, shared for marketing purposes, or provided to data brokers. We only use your data to provide you with Pearl's services.
Third-Party Services
Pearl's planned services will involve connecting to your financial accounts through regulated third-party services such as Plaid. Pearl Tech Inc. is not responsible for the security, availability, or performance of third-party services. Your use of any third-party services is subject to their respective terms and conditions.
Regulatory Compliance
Pearl Tech Inc. is committed to full regulatory compliance. Investment advisory services, if offered, will only be provided after appropriate SEC and/or state registration. Money movement features will comply with applicable banking regulations. Certain features may not be available in all jurisdictions. Services are currently intended for U.S. residents only.
Acceptance
By joining the waitlist or using this website, you acknowledge that you have read and understood this disclaimer, our Terms and Conditions, Privacy Policy, and Disclosure. For questions, contact us at [email protected].
Pearl Tech Inc. • Delaware
701 Brazos St, Austin, Texas USA